As a first time home buyer, it is wise to get acquainted with a Calgary luxury real estate agent in order to get rid of the overwhelming task of looking for the best home for you and your family. Buying a house can be exciting yet it has also a mixture of discouraging and disheartening emotions. These are usually what first time home buyers feel and experience. Therefore, these tips will iron those doubts so you will be able to enjoy your first home in Calgary.
Tip # 1: Do not buy a home when you do not have plans in keeping the house.
Perhaps you may want to think again of buying a house if you do not wish to stay for years. Otherwise, it is preferred to talk with a real estate agent so you would be given a better option on where you would be staying and living. Keep in mind that buying a house is a lot different from buying a dress or food. Nobody would want to lose all their money in buying the wrong house, or staying only for a certain period of time. In addition, the cost of buying a house and selling it if you wish to leave the place is more than the amount you have invested. Selling it within a short time frame would cost you much more than you bought it. Maybe you want to take advantage of the benefits of renting a house rather than buying one. Calgary luxury real estate listings have good quality condominium units that are affordable and within the budget.
Tip # 2: Consider on getting a pre-approval.
In Canada, there are programs that offer and provide assistance to first-time home buyers. Along with the benefits of getting a pre-approval is that it enables the seller confidence whenever you and your agent begin to negotiate and strengthen the relationship upon buying the house. Also, you will be able to benefit by getting the entire financial situation, need of getting a down payment, comfortable with payments, and etc. Thereby, you will have an idea on whatever is on the list in the Calgary luxury homes for sale.
Tip # 3: Mortgage Payments
Remember that the cost of getting a condo or a home is more than your mortgage payments. Consider on other expenses when you decide to buy your house. Add to your monthly budget the property tax, insurance, maintenance, utilities and other monthly fees. Not to mention the home phone, internet and cable fees are part of the monthly budget. Luxury homes & condos are great places to live. The payments are worth the comfort and enjoyment.
Tip # 4: Haste makes waste.
Are you ever familiar with the famous line? This may be the last tip and it is often neglected. Whenever you are in doubt, take time to think whether or not buying a house is the right decision. A good Calgary real estate agent knows how to evaluate every option so you will never regret buying your first house in Calgary.
12 comments:
Informative article for first time home buyers like me..
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Thanks for sharing this wonderful post about tips for first time home buyers. Low interest refinancing
That's actually a really good idea to have plans to keep the house. We're considering not only getting a house, but eventually renting it out so we can save more money to get another one. My friend just retired at 40 because he had enough investments from real estate. Now I've got the same idea in me and I'm starting now, even though I'm in my 20's. Thanks for the tips though. I hope that I can get somewhere with this, it'd be nice to retire early.
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These tips will definitely be a great help if you are still a new buyer. You have to remember that buying Luxury Property Rental Singapore is a difficult task if you don't know anything.
Had no idea what I was getting into when I decided to buy my first home. I love your last tip that says haste makes waste, because I think that is so true. The last thing I want to do is rush into a home, and find out later it was a bad deal or the home needs more repairs than I first thought. Thank you for all the great tips, and hopefully they work out for me. http://www.century21statesboroga.com/Web/AR467931/Home/index/1
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A house is presumably the biggest buy you will ever make in your life, so ensure you comprehend the terms of your agreement. On the off chance that you don't see any of the terms, ask your home loan broker and your land agent.
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A professional real estate agency will definitely help you if you are investing for the first time.
These tips are also very powerful while you are thinking to invest.
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